How To Guide For: Understanding How You Can Win A Credit Dispute And How It Affects Your Finances

In order to dispute an inaccuracy on your credit report you need to send a letter by certified mail, “return receipt requested,” so you can document what the credit reporting company received. Then you should keep copies of your dispute letter and enclosures. After the credit report company receives the letter they must investigate the items in question and this is done usually within 30 days. While disputing the credit inaccuracy with the credit reporting company there are ways that you can win but this can still affect you if you're are trying to get a mortgage or if you are trying to rent an apartment or buy a car or even apply for a new credit card. To get a more in depth understanding of how credit disputes affect your finances and how you can win a credit dispute -- click the pictures below to read the articles.